Professional Practice Architecture Practice Test 2025 – All-in-One Guide to Exam Success!

The primary focus of the Home Development and Mutual Fund, commonly known as the PAG-IBIG Fund, is to provide a national savings program for Filipino workers. This institution aims to encourage savings among its members, which is essential for achieving homeownership.

PAG-IBIG Fund operates on a principle of mutuality, where members can save a portion of their income in a fund that can later be used for housing loans, investments, or other financial needs. The program enhances the ability of Filipinos to access affordable housing by linking savings to housing finance, thereby supporting both the personal financial stability of its members and the broader goal of improving the housing situation in the country.

While government housing projects, public infrastructure development, and private investment incentives are important components of national development, they are not the primary focus of PAG-IBIG. The fund is specifically designed to provide financial assistance to its members through savings and loans, making option B the most accurate representation of the fund's main objective.